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New payday lending and high-cost credit product laws

New payday lending and high-cost credit product laws

Changes to consumer lending laws in the Provinces of Newfoundland and Labrador and British Columbia have been announced. 425 more words

Consumer Finance

CFPB Proposal Would Gut Payday Loan Rule

Good morning Folks. I’m sure that consumer activists all across the country are fired up this morning as they peruse the CFPB’s proposed regulation eliminating… 510 more words


2018 Ballot - Ethics and Pragmatics

The 2018 ballots are arriving in the mail this week, and they’re so long that they require two sheets – so much for the last cycle’s push to limit ballot measures!  1,426 more words


Banks Should Lead the Way Out of the Payday Lending Trap

For the 40% of Americans who don’t have the cash reserves to cover a $400 emergency expense, payday and other high-cost loans may be the only option when they face an unexpected cost. 784 more words


3 Things To Know On Tuesday Morning

If you’re a recent visitor from another planet, you could be forgiven for thinking that the world is dominated by misogynists and would be predators so I’ve decided to lead with news, while not directly related to credit union land, shows that progress is in fact being made. 359 more words