The late afternoon sun, laying low on Vancouver Island, provides a spark to any picture .
A magic hour for seeing light and color dance. 61 more words
John Mauldin’s front line thoughts article this week focuses on what Neal Garbler, of The Atlantic, calls financial impotence. He refers to a Federal Reserve survey which found that 47% of Americans do not have the savings to handle an unexpected medical or other bill of only $400. 218 more words