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How Servicers Engineer Defaults Using the Escrow Accounts, Forced Placed Insurance and False Projections

Servicers are creating the illusion of defaults by manipulating the escrow accounts even when no escrow account exists. So even where there is no agreement for the “lender” to maintain an escrow account, they will create one anyway and engineer circumstances to make it seem like a default occurred not just in the “escrow account” but in the accounting for principal and interest.

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Foreclosure

In Defense of Happiness

In our culture, we often privilege joy over happiness. We tend to see happiness as merely a temporary feeling that arises due to good fortune or other external circumstances, whereas joy is deeper, richer, and more immune to the vicissitudes of life. 1,730 more words

Preparing To Own Your First Home

Preparing To Own Your First Home
As a First Time Homebuyer, you’re about to make one of the biggest financial decisions of your life. For Millennials, a new home represents the most expensive purchase they’ll ever make. 299 more words

Mortgage Pre-Approval

Exploring Sheki - Part 1

Located in north-western Azerbaijan, on the southern part of the Greater Caucasus mountain range, Sheki is famous for its picturesque scenery, historical sites, and local cuisine. 402 more words

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What is PITI?

What Is PITI?

When a mortgage lender is trying to determine your ability to repay, one area at which it looks is your total monthly housing payment. 140 more words

Clarity Street Realty

Homenaje a Paco

Hace unos días, mucho antes de que se anunciara la tormenta perfecta sobre el Calderón, hablaba con un amigo sobre Guardiola.
Mis halagos y defensa numantina del Noi de Santpedor fueron contrarrestados con una pregunta lapidaria “¿que haría en un equipo modesto?”. 266 more words

What Size Mortgage Can I Afford?

When shopping for a house, it can be easy to fall in love with the home of your dreams. Be careful, however, that you are aware of how much house you can afford so your dream home isn’t crushed at the lender’s office. 405 more words