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Lead Paint: How The EPA’s New RRP Rules Affect Your Liability

If you’re a contractor in the US, you already know about the Renovation, Repair and Paint Rules issued by the Environmental Protection Agency in 2010.  But many contractors may not have considered how these rules may affect their business’s liability.  475 more words

General Liability


Endorsement #6 – The Manifestation Provision

Although there is not a standard manifestation provision, this type of wording has been adopted by many insurance carriers as a way to restrict coverage for losses resulting from long term exposures like construction defects.    262 more words

General Liability

The Seven Deadly Endorsements General Liability Endorsements That Are Bad For Contractors - Part 5

Deadly Endorsement #5 – CG 21 49 – Total Pollution Liability Exclusion

To understand the Total Pollution Exclusion, you must first know about the standard Pollution Exclusion that already exists in most general liability policies.    519 more words

The Seven Deadly Endorsements – Part 2 General Liability Endorsements That Are Bad For Contractors

Endorsement #2 – The Prior Work Exclusion

At face value, prior work exclusions do not always concern contactors. The rationale is, why should they buy coverage for prior work when they already had policies during the time that work was completed? 199 more words

General Liability

Special Considerations For Plumbers Insurance

Plumbing contractors have a special set of concerns when it comes to safety and protecting themselves with the right insurance.  Plumbers face increased liability due to fire and water damage hazards and increased risk of loss or theft of copper pipe, tools and equipment.  346 more words

General Liability

Construction Defect Litigation On The Rise

Most often contractors buy general liability insurance in order to satisfy a contract, get paid or get on a jobsite.  Many contractors would never spend the extra money, especially those contractors who stand behind the quality of their work.  203 more words

Tarah Gruber