Tags » Retail Banking

Why XS2A is a red herring

Three months after publication of the final text for the second iteration of Europe’s Payment Services Directive (PSD2), the brouhaha over Article 29, commonly known as Access to Accounts or XS2A, continues unabated – but is it the big issue in PSD2 or just a red herring? 878 more words


The Rise of the NeoBank

I am sitting on my sofa enjoying the last few hours before 2016 will start in full and I am in a reflective mood. I have been earning a living in FinTech for many years and I’d like to think that I have been innovative in several occasions but I have never really tackled the biggest Fintech Innovation challenge of all: If I could completely redesign a retail bank what would I do? 1,447 more words


Top 10 Retail Banking Trends and Predictions for 2016 - Brian Solis

I’ve been spending an increasing amount of time studying the state and future of finance, banking and retail. Behind the scenes, I’ve spent time with several national and global finance companies/banks as well as several retailers all looking to understand…

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The Real FinTech Unicorn - the BB&H Banker

I promised a follow up on Banking Superheroes in my “Why Blockchain doesn’t matter” post. I’ve essentially written about them before. It’s Experience Supermen… 843 more words

Skye Bank assures funding for capacity building of SMEs

The Executive Director, South South/Retail Banking, Skye Bank Plc, Mrs. Ibiye Ekong, has pledged the bank’s continued support to the growth of small and medium enterprises through capacity building and funding. 352 more words

Business News

50 Shades of Banking

I wrote about Irrational Loyalty in banking before but a conversation at Money2020 in Vegas last week prompted me to revisit it, this time with the thesis that we as consumers have abnormally high pain thresholds when it comes to what we expect of banking as a service and its technology as the manifestation of it. 527 more words

Alternative Banking Experiences

Why Blockchain Doesn't Matter

Blockchain is not the magic bullet banking needs. There, I said it. We can stop pretending it is now.

In fact, Blockchain doesn’t matter. Neither does Hadoop, Watson, AI or robot advisory or any other of the buzz words depicting technology that investors swoon over these days. 1,006 more words