The Senate passed S. 2012, the U.S. Energy Modernization Act (Save Act), sponsored by Sen. Lisa Murkowski (R-AK) and Maria Cantwell (D-WA).  Two provisions in the bill relate specifically to the real estate sector: (1) The SAVE Act would allow federal mortgage underwriters, such as Fannie Mae and Freddie Mac, to consider the energy savings from efficiency upgrades when determining a homebuyer’s ability to make payments. 74 more words