Tags » Securitization

Rockwell P. Ludden, Esq. --- A Lawyer who gets it on Securitization and Mortgages

see FORECLOSURE, SECURITIZATION DON’T MIX ROCKY&#39S+ARTICLE+in+the+CAPE+COD+TIMES+February+21,+2015

As I write this, I have no recall of Mr. Ludden before today. BUT his article in of all places, the Cape Cod Times, struck me as astonishing in its concise description of the illegal foreclosures that are skimming past Judges desks with hardly a look much less the usually required judicial scrutiny. 472 more words

Foreclosure

The Future of the Federal Housing System

I want to make the argument that government-backed securitization—i.e., something approximating the core functions and parameters of the much-maligned government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac—is necessary and prudent for the future of housing finance reform. 1,279 more words

Securities Regulation

Set the Wayback Machine for Housing Finance Reform, But To When?

The debate over housing finance is odd even by the current standards of political debate in Washington, which sets a high bar.

Proposals to limit government involvement in housing finance have nothing to do with the failings of the system, and certainly nothing to do with what went wrong in the financial crisis. 1,562 more words

Securities Regulation

The Resolution of Systematically Important Financial Institutions: Lessons from Fannie and Freddie

There was perhaps no issue of greater importance to the financial regulatory reforms of 2010 than the resolution, without taxpayer assistance, of large financial institutions. The rescue of firms such as AIG shocked the public conscience and provided the political force behind the passage of the Dodd-Frank Act. 1,447 more words

Finance & Economics

@HousingWire | Economic Growth needs Securitization? Did this not cause the last Bubble?!

‪#‎MondayMorningCupofCoffee‬ by HousingWire | Did you know, For‪#‎Economic‬ ‪#‎Growth‬ we need more securitization?! Are you asking yourself, what is Securitization? Definition: “Securitization is the process of taking an illiquid asset, or group of assets, and through financial engineering, transforming them into a security. 56 more words

Distressed Homes

Mayer Brown discusses Second Circuit Decision on RMBS Trustees

As has been widely reported in corporate trust circles, just before Christmas, the Second Circuit issued an important decision for RMBS trustees. In Retirement Board of the Policemen’s Annuity and Benefit Fund v. 727 more words

Securities Regulation

Understanding the Housing Finance System

The housing finance market is more than just homebuyers, sellers, and real estate agents—it’s a complicated landscape of borrowers, lenders, securitizers, servicers, and investors. The complexity of housing finance played a major role in the 2007-2009 financial crisis, and poses challenges for reforming the system. 447 more words

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