Tags » Steve Webb

Why advisers aren't getting paid for auto-enrolment

Amidst the back slapping as we pass 5m auto-enrolled into workplace pensions you hear little rejoicing from financial advisers. The majority we speak to are avoiding auto-enrolment for one reason- they can’t get paid for what they do. 657 more words


Most employees want to stay at work until their 70s

Most older workers don’t want to retire at 60 or 65. They want to keep working until they are in their 70s.

A Government survey shows that only 17% of workers in their 50s would like to retire when they reach pension age. 116 more words


The next General Election cannot come soon enough! - guest blog from Ralph Frank

The next General Election in the UK is scheduled for 7 May 2015. That date can’t come soon enough, bringing a little respite (if only temporarily) from what seems to be some sort of popularity contest between the Chancellor of the Exchequer and the Pensions Minister. 267 more words


Pensions: Shakespeare warned us

It feels somehow appropriate that perhaps one of Shakespeare’s greatest speeches, the oft-quoted ‘to be or not to be’ passage from Hamlet, also refers to “the heartache and the thousand natural shocks that flesh is heir to.” 573 more words


"An idealogical inexactitude" - A guest blog by Eamonn O'Connor

As the election season is in full swing, some reflections on the ideological conflict inherent in the pension changes in the air for 2015.

From April, we will see the abolition of compulsory annuity purchase and, with it, the introduction of a regime bringing individualism, flexibility and freedom of choice to a whole new level. 410 more words


The bondage of advice.

Is this what we call regulated advice?

Yesterday I told a cautionary tale about a friend who came close to sacrificing 105% of 10 years projected growth on his pension pot in advice and management fees. 940 more words


Will we be ready in time? - great blog by Ralph Frank

The wide range of changes to the UK (defined contribution) pensions environment announced in 2014 start to kick-in during the course of 2015. Much work lies ahead in finalising the detail of these amendments and subsequent implementation. 602 more words