As good ideas catch on and become hugely popular—like target-date funds (TDFs)—they naturally attract a lot of attention and scrutiny. TDFs account for a growing share of 401(k) savings—a trend we don’t see abating anytime soon. 528 more words
Tags » Target-Date Funds
Target date funds are simple as a concept—funds with longer durations invest for long-term growth, while shorter duration funds seek less variability in performance to provide more stability and a little growth. 315 more words
On February 26, 2015 Vanguard announced changes to its suites of target retirement and life strategy funds.
These low-cost, broadly diversified indexed balanced funds are options in numerous employer-provided retirement plans, many 529 college savings plans, and are a popular choice of individual investors, primarily for funding individual retirement accounts. 609 more words
On November 6th, 2014, the ABC (ASPPA Benefits Council) of the Great Northwest (www.asppa.org/About/ABCs/Great-Northwest) will be hosting its 12th Annual ERISA update event. Program topics include new FINRA and SEC guidance, DOL audits, retirement income, fiduciary education, 408(b)(2) evaluations, and target date funds. 200 more words
Diversification can fail during a crisis
Despite reducing volatility in a bull stock trend, the commodity and gold allocations in target-date funds may increase a fund’s loss during the next financial crisis. 81 more words