Tags » Target-Date Funds

Vanguard announces changes to target retirement and life strategy funds

On February 26, 2015  Vanguard  announced changes to its suites of target retirement and life strategy funds.

These low-cost,  broadly diversified indexed balanced funds are options in numerous employer-provided retirement plans, many 529 college savings plans, and  are a popular choice of individual investors, primarily for funding individual retirement accounts. 609 more words

Target Date Funds

When is change a good thing?

I’ve been thinking about change a lot lately. When I was growing up, my family moved a lot—by the time I landed in high school, I had attended four different schools in three different places. 746 more words

Portfolio Construction

Target-Date Funds Are Cruise Control Of Investing

Target-date, or life cycle, funds are the cruise control of investing. After you choose which fund to invest in, the fund does all the work for you. 495 more words


Coming Up: The 12th Annual ERISA update event

On November 6th, 2014, the ABC (ASPPA Benefits Council) of the Great Northwest (www.asppa.org/About/ABCs/Great-Northwest) will be hosting its 12th Annual ERISA update event. Program topics include new FINRA and SEC guidance, DOL audits, retirement income, fiduciary education, 408(b)(2) evaluations, and target date funds. 200 more words

4th reason to use investment loss in the oversight process

Diversification can fail during a crisis

Despite reducing volatility in a bull stock trend, the commodity and gold allocations in target-date funds may increase a fund’s loss during the next financial crisis. 81 more words

Investment Oversight

Loyal to a de-fault

Question: How often do participants quit target-date fund (TDF) strategies?

Answer: Pretty infrequently!

Vanguard data shows a much lower quit rate—defined as no longer holding just TDFs—compared to what others have reported.  324 more words


Automatic features are reshaping retirement saving

Plan design choices such as automatic enrollment and offering professionally managed investment options, like target-date funds, are dramatically impacting 401(k) participants today. These solutions wouldn’t have such widespread utilization without the technology that enables them. 453 more words