Tags » Target-Date Funds

The charges of the light brigade

The publication by the Investment Association of a report that puts hidden costs in funds on a par with the Loch Ness Monster has been met with elation by fund managers and derision by their customers. 958 more words

Pensions

Why do retirees maintain high equity allocations?

In a prior blog post, I debunked the myth that millennials were staying out of the stock market. That was good, but I came up with a new head-scratcher. 647 more words

Retirement

Are Target Date Funds Really on Target?

Currently there are millions of different investments that people can choose when it comes time for them to create their own unique portfolio. Since financial markets were created, we have seen a multitude of new investments come and go. 692 more words

Financial Planning

Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings How are custom solutions evolving to mitigate risk? Part III

Last month we featured Part II of Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings – How are custom solutions evolving to mitigate risk? Part II introduced version 2.0 of target date funds (TDFs), an approach which allows plan sponsors to develop a glidepath best suited for their plan’s demographics. 703 more words

Target Date Funds: Pro and Con

Target Date Funds have become a popular option for many investors. In short, the fund is collection of mutual funds that diversify your single investment into many categories; large cap and small cap, domestic and international, stocks and bonds, etc. 815 more words

Asset Allocation

Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings How are custom solutions evolving to mitigate risk? Part II

Last month we featured Part I of Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings – How are custom solutions evolving to mitigate risk? Part I introduced version 1.0 of target date funds, now learn about version 1.0’s evolution to version 2.0, that sets the stage for version 3.0, which we will end with next month. 758 more words

Weighing the risk of rising interest rates on retirees

The timing of the U.S. Federal Reserve’s interest rate “liftoff” was a focal point of global economic and market news for most of last year. I was regularly asked by clients how they should be responding to this anticipated interest rate “liftoff.” Should they rethink their asset allocations? 1,003 more words

Investing