Tags » Target-Date Funds

Target Date Funds: Pro and Con

Target Date Funds have become a popular option for many investors. In short, the fund is collection of mutual funds that diversify your single investment into many categories; large cap and small cap, domestic and international, stocks and bonds, etc. 815 more words

Asset Allocation

Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings How are custom solutions evolving to mitigate risk? Part II

Last month we featured Part I of Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings – How are custom solutions evolving to mitigate risk? Part I introduced version 1.0 of target date funds, now learn about version 1.0’s evolution to version 2.0, that sets the stage for version 3.0, which we will end with next month. 758 more words

Weighing the risk of rising interest rates on retirees

The timing of the U.S. Federal Reserve’s interest rate “liftoff” was a focal point of global economic and market news for most of last year. I was regularly asked by clients how they should be responding to this anticipated interest rate “liftoff.” Should they rethink their asset allocations? 1,003 more words

Investing

Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings

How are custom solutions evolving to mitigate risk?

Since the Pension Protection Act of 2006, target date funds (TDFs) have increasingly found their way into retirement plans as the preferred qualified default investment alternative (QDIA) for participants who make no election. 775 more words

Constant debate, not constant change

There is certainly no shortage of pressing concerns competing for the time and attention of defined contribution (DC) plan fiduciaries these days. The last few years brought increased litigation in the industry, important Supreme Court decisions with far-reaching ramifications, and evolving guidance from the U.S. 1,065 more words

Investments

Investing in a crisis

In 2011, when Standard & Poor’s downgraded the U.S. credit rating, did you break out in a cold sweat? And when Greek voters rejected the terms of a European Union bailout, did you find yourself breathing into a paper bag to stop the hyperventilating? 754 more words

Investing