Tags » Target-Date Funds

Target Date Funds—Does One Size Really Fit All?

If you have ever opened a brokerage account with an advisor, you know the first step is gathering information to determine the risk profile and appropriate investment allocation for the individual. 403 more words

Chocolate-covered target-date funds?

Do you like chocolate? How about bacon? Most people will say they enjoy these treats from time to time.

But, have you ever eaten chocolate-covered bacon? 897 more words


Are You Devoting 88% of Your Attention to Target Date Funds?

By 2019, it is projected that 88% of new retirement plan contributions will be invested in target date funds.¹ Since introduction of the Pension Protection Act in 2007, the use of TDFs as Qualified Default Investment Alternatives (QDIAs) has increased from 36 to 86%.² As a retirement plan advisor, you may not be devoting 88% of your attention to the TDFs, but in the future your process for determining the target date solution you recommend will be increasingly vital. 900 more words

Risk appetite awakens

The U.S. stock market, as measured by the MSCI US Broad Market Index returned 12.7% in 2016, with a powerful rally in the final weeks. Animal spirits seemed to be running wild. 618 more words

Economy & Markets

The Lake Wobegon Effect and indexing in target-date funds

If you are a Vanguard investor, or have read almost any commentary from us in the past, you probably know we are big believers in index investing. 770 more words